Full-Service Banking for Personal & Business Needs. No Monthly Fees. Visit one of our local branches at

Westgate Branch, 114 Westgate Plaza Rd   (Sav-Mor Shopping Center), Franklin NC  28734, Office:  828.524.2164, mindy.shirley@firstcitizens.com

Main Street Branch, 50 W Main Street, Franklin NC  28734, Office:  828.524.7000, debbie.wallace@firstcitizens.com

Transfer Funds Easily. 120+ Years of Service. Mortgage Loans. Access to 475+ ATMs.